The Accounting EffectInc.
Knoxville, Tennessee, and anywhere you are.

Your books are something you can understand, and we can help.

Clean books, one flat monthly fee agreed before we start, and helping you understand your financials, every time.

You’ll know your options before we begin.

Message from your bookkeeper

Everything is reconciled through March. There are just a couple of things for you to review. Let me know a good time to touch base.

Sent each monthOn time

From this… to this.

Here’s what the first ninety days with us usually looks like.

Right nowwith us
A shoebox, a banking app, and a bad feeling
Every account reconciled, every single month
“I’ll figure it out at tax time”
Books closed and in your inbox by the 20th
Guessing whether last month was actually good
A one-page report you can read in two minutes
Surprise invoices from your accountant
One flat monthly fee, agreed before we start
Emailing twice and hearing nothing back
A real answer the same business day
Handing your CPA a mess in March
Handing your CPA a clean file in January

We already speak your language.

Every industry has its own challenges. We can help.

Law firms & solo attorneys Realtors & brokerages Property management Construction & trades Landscaping Commercial cleaning Auto shops & mechanics

Don’t see yourself on the list? That’s fine. If you send invoices and pay bills, we can help. The industry just changes the vocabulary.

Our Proven Bookkeeping Process

Six steps. No mystery, no jargon, and you always know what’s next.

1

Discovery Call

Free, 30–45 minutes. We listen to how your business actually runs and tell you straight whether we’re a fit.

2

QuickBooks Audit

An honest read of your file. You get a list of what needs to be done to get your books in order.

3

Cleanup & Setup

We fix what’s behind and rebuild the setup so it stays fixed. One time, done properly.

4

Monthly Rhythm

Reconciled, categorized, closed, reported. Same schedule every month, so you stop wondering.

5

Quarterly Review

We sit down together and talk about what the numbers are telling you, in plain English.

6

Year-End Handoff

Your CPA gets a clean, complete file. You get your January evenings back.

You’ll always know who you’re talking to.

No call center, no rotating account manager. Just us.

Rachel Karnoscak

Rachel Karnoscak

CEO & Principal Financial Operator

Rachel founded The Accounting Effect in 2007 and has run it ever since. She’s personable, friendly, and quick to laugh, which is not what most people expect from a phone call about their books. When she’s not in the numbers she’s out on her five acres, usually with two dogs and two daughters somewhere nearby.

Catie Hein-Carter

Catie Hein-Carter

Systems Coordinator & Bookkeeper

Catie left the corporate world for accounting in 2021 and runs everything behind the scenes, from the monthly reports to the systems that keep them on schedule. Ask her what she likes about the job and you’ll hear two things: working alongside her sister and still having a life outside of work.

the part that makes it easy

One flat monthly fee, agreed before we start. No surprise invoices, ever.

You don’t get billed for asking a question. Call us, email us, forward us the weird message from the bank. It’s all in the fee you already agreed to.

Let’s just talk about it.

Thirty minutes, free, no obligation. Bring your messiest question. We’ve heard worse.